If you're struggling to find affordable home insurance quotes in Canada, you should reach out to an experienced insurance advisor online. Having a hard time finding cheap home insurance in Canada? However, some companies are able to finalize a binder in less than a day. Many insurance providers can supply homeowners with a binder within 24 to 48 hours. Your home insurance provider will supply you with a binder after you've paid your premium for the first time. The only way to get an insurance binder is through your home insurance provider. How and where do you get an insurance binder? If you need to provide proof of insurance before receiving your finalized policy, you can utilize your insurance binder letter. START A QUOTE What is an insurance binder?Īn insurance binder is essentially a temporary contract that proves that your home insurance provider has agreed to insure your property.